Find a branch

FNB offers a network of branches for all your face to face banking requirements

Head Office

Postal Address
First National Bank Zambia Limited
PO Box 36187
Lusaka, Zambia

Physical address
Stand number 22768
Acacia Office Park
Cnr Thabo Mbeki and Great East Roads
Lusaka, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 211 253 057 / 250 602

Swift Code : FIRNZMLX

Commercial Branch

Stand number 22768
Acacia Office Park
Cnr Thabo Mbeki and Great East Roads
Lusaka, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 211 250 090
Branch Code: 260001

Cairo Branch

Society House
First floor, Shop Number G040
Plot 3 & 3a Cairo Road,
Central Business District
Lusaka, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 260050

Industrial Branch

Shakes Investment Limited Building
Plot Number 16808
Lumumba Road
Lusaka, Zambia

Telephone Numbers: +(260) 211 366 900
Fax Number: +(260) 211 845 453
Branch Code: 260002

Chingola Branch

Shop No. 13,
Park Mall,
Cnr Kabundi/Freedom Ave,
P. O. Box 11262
Chingola, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 260322

Solwezi Branch

Kapiji Mall
Shop No. 21

Telephone Numbers: +260 211 366 800
Branch Code: 262823

Kitwe Branch

City Gate Mall
Plot No. 8721, Town Centre
Kitwe, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 212 657 145
Branch Code: 260212

Centro Mall Premier Banking

Unit 63 Corner Bishop & Kabulonga roads
Centro Mall, Kabulonga
Lusaka, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 211 250602

Ndola Branch

Stand No. 2711
President Avenue
Ndola, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 212 610009
Branch Code: 260103

Mazabuka Branch

Plot 7A Livingstone Road
PO Box 670159
Mazabuka, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 213 239 023
Branch Code: 263613

Mkushi Branch

Plot 414 Independence Road
Mkushi, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 262319

Makeni Branch

Cosmopolitan Mall Shop No. 050C
Kafue Road
Lusaka, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 211 369 398
Branch Code: 260016

Jacaranda Mall

Stand No.3539 Jacaranda Mall
Corner of Mushili & Kabwe Road
PO Box 73642
Ndola, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 260049

Manda Hill Branch

Plot 19222, Zone 3 Building, Manda Hill Mall
Corner Great East & Manchichi Road, Lusaka
PO Box 36187,
Lusaka, Zambia

Telephone Numbers: +260 211 366 800
Fax Number: +260 211 366 875
Branch Code: 260014

Kabwe Branch

Plot No.87A Shop No.2
Buntungwa Street
Kabwe, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 260937

Choma Branch

Plot No.ME 46
Along Livingstone
PO. Box 630819
Choma, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 261238

Chipata Branch

Plot No. 646
Corner of Pererinyatwa Road
& Umodzi Highway
PO. Box 510080
Chipata, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 261121

Luanshya Branch

Plot No.4 Wada Chovu Building
Zaone Avenue, PO Box 90953
Luanshya, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 260741

Mukuba Mall Premier Branch

Shop No. 43, Mukuba Mall, 6939
Cnr Freedom Way & Chiwala Ave
Parklands, Kitwe

Telephone Numbers: +260 211 366 800
Branch Code: 260243

Kitwe Industrial Branch

Plot No: 2503 Turnpan Zambia Building
Heavy Industrial Area
Off Independence Avenue

Telephone Numbers: +260 211 366 800
Branch Code: 260247

Chilenje Branch

Plot 150/27/4586
Chilumbulu Road

Telephone Numbers: +260 211 366 800
Branch Code: 260046

Livingstone Agency

Plot 112 Mosi-oa-Tunya Road,
Livingstone, Zambia

Telephone Numbers: +260 211 366 800
Branch Code: 260046

Kalumbila Branch

Stand No. 795
Kalumbila High Street
Kalumbila Town

Telephone Numbers: +260 211 366 800

Find an ATM

Our ATMs (automated teller machines) are situated within the FNB Zambia Branches

Branch ATM's

Commercial Branch ATM

Stand number 22768
Acacia Office Park
Thabo Mbeki and Great East Roads
Telephone Number: +260 211 366 800

Kitwe Branch ATM

Union House
Plot 493/494
Zambia Way & Oxford Street
Telephone Number: 260 212 657 100

Industrial Branch ATM

Shakes Investment Limited Building
Plot Number 16808
Lumumba Road
Telephone Number: +260 211 366 900

Mazabuka Branch ATM

Plot 7A
Livingstone Road
Telephone Number: +260 213 239 000

Ndola Branch ATM

Neighbours City Estate
Plot Number 50
Telephone Numbers: +260 212 610 006/ 610 007

Makeni Branch ATM

Makeni Mall
Plot 9471/2/3
Kafue Road
Telephone Number: +260 211 369379

Mkushi Branch ATM

Plot 414 Independence Road
Telephone Numbers: +260 971254871
Mobile Number: +260 977 995 476

Jacaranda Mall ATM

Jacaranda Mall
Stand No.3539
Corner of Mushili & Kabwe Road
Telephone Number: +260 212 626 000

Manda Hill Branch ATM

Plot 19222, Zone 3 Building, Manda Hill Mall
Corner Great East & Manchichi Road,
Telephone Number: +260 211 366 863

Chingola Branch ATM

Musenga House
Plot No. 617, Shop Number 4
Kwacha Road
Telephone Number: +260 212657130

Choma Branch ATM

Plot No. ME 46
Along Livingstone Road.
Mobile Number: +260 969417613

Chipata Branch

Plot No. 646
Corner of Pererinyatwa Road
& Umodzi Highway
Telephone Number: +260 216222003

Solwezi Branch ATM

Plot No. 921
Kaonde House
Independence Avenue
Telephone Number: +260 212626013

PHI Branch ATM

PHI Shopping Mall
Stand 38147
Bennie Mwiinga Road,
Telephone Number: +260 211366919

Kabwe Branch

Plot No. 87A Shop No. 2
Buntungwa Street
Mobile Number: (+260) 965 085 195

Luanshya Branch

Wada Chovu Building
Shop No. 4
Along Zaone Avenue
Mobile Number: +260 965 841097


Kabulonga ATM

Kabulonga Shopping Mall,

Arcades ATM

Phase V ATM Lobby,
Stand number 2374
Arcades Shopping Centre,
Great East Road.

Down Town ATM

Down Town Shopping Mall,
Kafue Road,

Crossroads ATM

Stand No. 22845, Shop No. 28A,
Crossroads Shopping Mall
Leopards Hill Road

Olympic Milling ATM

Plot Number 3, Independence Avenue
City Centre

Kalulushi ATM

Stand No. 272
Buteko Drive

Oxford Way ATM

House No. 33 Ndola Road

Kwacha East ATM

Stand No. KWE/71
Kwacha East

Nkana East ATM

Stand No. 3680

Edinburg Hotel ATM,

Buteko Avenue

Parklands Centre ATM

Plot 643 Parklands Shopping Centre
Corner Kuomboka/Freedom Way

Z-Mart ATM

Inos Holding 93
President Avenue
Town Centre

Nelkanth ATM

Plot No. F/31096
Chilengwa Road
Masaiti Area


Plot No. 10709
Kabwe road

Kafubu Mall ATM

Plot 012
Corner President Avenue & T3 Highway
Kafubu Mall

Lubuto ATM

Plot Lub/3276/1
Chibesa Kunda Road

Masala ATM

Stand No. 437
Cairo Road

34. SGC - Broadway ATM

SGC Filling Station

Chifubu ATM

Stand No. CH/108 Hard K Shopping Complex
Chifubu Market

Sam Fuel ATM

Plot No. 1320,
Along Great North Road

Farm Centre ATM

Farm No. 3168
Farm Centre
Mkushi Farm Block

SGC Solwezi ATM

SGC Filling Station
Independence Avenue
Mitech Area

Kalumbila ATM

Industrial Park
Kalumbila Mineral Areas

Luanshya ATM

Plot No. 53, 14th Street
Luanshya Town Centre

Woodlands Centre ATM

Plot No. 2057
Corner of Gizenda Road and Chindo Road

Chilenje Centre ATM

Plot No. 9/65/4586
Muramba Road
Chilenje South

Showgrounds ATM

At the Real Meat Stand

Waterfall ATM

Oryx Filling Station

Kobil Filling Station ATM

Corner of Ben Bella & Lumumba Road,

Butlers Chilenje ATM

Plot No. 12/70 - 45/86
Kasama Road
Chilenje South

SGC Filling Station ATM

Plot No.5065
Mungwi Road

Manda Hill ATM

Shop No. 18B
Manda Hill Shopping Mall
Manchinchi Road

Odys Filling Station ATM

Plot No. 298
Lumumba Road

Radian Stores ATM

Radian Stores
Along Chinika Road

Kabwata Market ATM

Shop No. 465
Maunda Road
Kabwata Main Market

Vuma Filling Station ATM

Plot No. 6076
Kafue Road

Engen Filling Station ATM

Engen Filling Station
Los Angeles Road
Long Acres


University of Zambia Main Campus

Club Z ATM

Along Alick Nkhata Road

Foxdale Court ATM

Plot No. 609
Foxdale court
Zambezi Road

Riverside ATM

Plot No. 8674, Shop No.1A
Corner Jambo/Almalik Drive

Chisokone ATM

36 Kabengele Avenue

Chimwemwe ATM

Stand No. 100
Katilungu Road, Chimwemwe

Starbucks ATM

Plot No. 396A
Starbuck Food Centre
Midway Road, Kamenza

Spar Mazabuka ATM

Konkola Hypermarket Limited,

Mazabuka Sugar Farms ATM

Edwina Ceri Coventry, 52690

SGC Filling Station,

Stand No. 7821

East Park Mall,

Near Hungry Lion

Puma Filling Station,

Intercity Bus Terminus

Mukuba Branch

Shop No. 43, Mukuba Mall, 6939
Cnr Freedom Way & Chiwala Ave
Parklands, Kitwe

Kitwe Industrial Branch

Plot No: 2503 Turnpan Zambia Building
Heavy Industrial Area
Off Independence Avenue

Chilenje Branch

Plot 150/27/4586
Chilumbulu Road
Mobile: 0964-619518

Balance of Payments

Forms that will assist you to complete the new SI 55 forms

For your convenience we have provided you with example forms that will assist you to complete the new SI 55 forms. Below is a list of example and actual forms which you can download.

Example forms

Export/Receipt Monitoring Form

Import/Remittance Monitoring Form

Private External Borrowing/Lending Registration Form

Actual forms for completion

Export/Receipt Monitoring Form

Export/Receipt Monitoring Form (Continued)

Import/Remittance Monitoring Form

Import/Remittance Monitoring Form (Continued)

Private External Borrowing/Lending Registration Form

Cash Plus Agents

Deposit and withdraw cash conveniently at any FNB Cash Plus agent listed below instead of queuing at branches or ATMs. All you need is an FNB account and be registered for Cellphone Banking.


BEM Agro Suppliers & Distributors

Stand No. 05, Mine Market
Mr Besa Z Mwila
260 977 524 723


Comforts and Cleaners

Plot No. 16A, Church Road
Mr Charles Sampule
260 969 800 909

Double Double General Dealers

Shop 49, Tambalukuta Lubengele Market
Mr Kiboko
260 965 502 050


A.M.M.K. General Dea

Plot No. 22, Mimosa Street, Kabundi North
Mr Chisala Nganga
260 966 312 401

Chongs Services

House No. 42, Chiwempala Road, Chabanyama
Mr Henry Chongola
260 967 551 422

Discovery Education

Shop No. 3, Behind Zanaco Town Centre
Ms Precious Bobo
260 953 400 444

MerryTime Investments

Plot 6505 Chingola
Ms Alice Phiri
260 966 591 944

Same Team Investment Limited

Plot No. 70, Kalonga Street, Nchanga North
Mr Katula Sinkamba
260 969 765 286

WFM Prime Solutions

Plot No.69, Mukombe Street, Kabundi South
Mr Wigan Mumba
260 966 259 424


Clement Mwila General Dealers

Plot L143, Location Area
Mr Clement Mwila
260 977 456 519

Mukwasu Enterprise

Shop No. 1, Chinsali Market, Town Centre
Mr Joseph Sakala
260 974 481 830


Foxcon Enterprise

Plot No. 2, Temwani Mwiza Complex, Cargill Turn, Great East Road
Mr Chisanga Mukosa
260 962 564 045

Kuyeretsa Investment & General Dealers

Plot No. 44, Lunkwakwa Road
Mrs Esther Mwanza
260 977 313 863

Othata General Dealers

Plot No. 52176, Church Road, Town Centre
Mr Maambo Nkazi
260 966 462 643


FEM FM General Dealers

Plot 634A/1, Mwanyasunka, Great North Road Chisamba
Mrs Florence Kashilole
260 977 485 075


Grandees Food Restaurant

Shop No. 4, Arupee Filing Station, Along Livingstone Road
Mr Mohamad Hamadi

260 969 922 747

Mashana General Dealers

Shop No. 8, Batoka MarketBatoka
Choma Kennedy Kamfulwe
260 955 886 005

Pulda General Dealers

Plot No. 44, Along Wingstone Road
Mr Pule Sakala


Luli General Dealers

Plot No. 1, Tusunkane Market
Mr Lubasi Lilanda
260 968 807 692


Equilibrium Enterprises

Shop No. 24, Kafue River Mall
Mr Hamalala
260 977 669060

M & F Logistics Limited

Plot No. 1304, Hillview Park, Kafue Kafue Town
Mrs Phiri
260 977 789105

Kafue Gorge

Kaengo Enterprises

Shop No. 03, Camp 2 Centre, Namalundu Kafue Gorge
Kafue Gorge
Mrs Siame
260 966 843 984


Makai Agro Dealers

Plot No. 01, Siachitema, Kalomo Road, Kalomo Town Centre
Mr Alexander Makai
260 979 303 219
260 971 998 343


Phronesis Technologies

Plot 43, Chambishi Market, Chambishi
Mr Ronald Chipanzya
260 955 535 955

Proscope Projects Limited

Shop 273, Buteko Drive
MrsVivian Bobo
260 978784556

Third-Day Enterprise

Plot 3370, Kalengwa Road Industrial Area
Mr Nkasha Isaac
260 967 304 824

Yamij Investments

Plot 266, Nsengu Complex President Avenue
Mr Jackson Sikamo
260 966 780 887

Kapiri Mposhi

Mshambo Vet Agro

Shop No 1, Next to Necor, Town Centre
Kapiri Mposhi
Mr Mshambo
260 977 742 500


Basari Supermarket

Plot No. 3572, Mubanga Chipoya Road
Mr Enock Simute
260 978 399 204

Chisha George Enterprise

Shop No. 41217, Mukulumpe
Mr George Chisha
260 979 722 096

Chrispa Enterprise and General Dealer

Shop No. 26, Tazara Market
Mr Christopher Musukwa
260 978 397 996

Clemal General Deal

Plot No.339B, Mubanga Chipoya Road
Mr Clement Chuulabantu
260 977 758 585

Edma Enterprise

Shop No. 2485, Luwingu Road
Mr Edwin Simuyemba
260 966 455 139

Joysam Enterprise

Plot 15, Mukulumpe
Mr Cosam Mugala
260 977 439 802

Star Builders Palace Limited

Shop No. Cha 05, Old Mungwi Road
Mrs Patricia Kangwa
260 979 397 291

Wealth Hub Business Solutions

Plot 60, Mukulumpe Road
Mr Mactano Sashi
260 967 620 007


Five Tallie Enterprise

Plot 51231, Katete Boma
Mr Naphtallie Banda
260 963 304 672

Gidec General Dealers

Katete Market, Katete Boma
Mr Derrick Chilala
260 965 826 924


Forty-Six Fifteen General Dealers

Plot No. 21, Kazungula Market
Mr Kafula Kapapa
26097 7336049

Guaranteed Logistics Limited

Plot No. 2724
Mr MaClean Mwewa
260 977 190 846


Bites and More
Plot No. 1277, Chibuluma Road, Industrial Area

Mrs Nancy Kalikeka Phiri
260 976 424 148

Drivelink Auto Spares

Plot No. 1117, Eshowe Road
Mr Aldrin Sinkala
260 965 686 848

Emmos General Dealers

Plot No. L68, Mbamba Road, D63 Mindolo
Ms Mercy Sashi
260 955 573 319

ENZI Limited

Hotel Ediburgh, Obote Avenue, Town Centre
Joseph Ngaira
260 977 194 586

Fountain Agencies Limited

Shop No. 1, Allied Workers Union Building, Copperbelt University, Riverside
Mr Earnest Mwewa
260 963 680 835

Front Seat General Dealers

25 A Changanamai Trading Area, Kwacha East
Mr Saviour Chama
260 967294340

Hecsia Investment Limited

Shop 222B, Old Market Chimwemwe
Mr Siame
260 966 785 328

JABCA Investments

Shop No. 1049, Chisokone Market
Mr Bubenshi
260 977 893 667

Kumbuka Investments Limited

Plot No. 6897A, Langasha Road Second Class Trading Area
Ms Tegha
260 955 756 113

MKC General Dealers

39 Chimwemwe Market
Mr Kelvin Mwila
260 966 567 455

Star Rock Breaking

Plot No. 5, Central Street Nkana East
Mr Kibonje
260 954 578 907

Wankundi Limited

Shop No. 06, Chebwa House, Free Town Road
Mr Mwananshiku
260 966 898 990


Aurelio Suppliers A

Stand No. 61373, Maramba
Mr John Tembo
260 977 865 368

Authelux Stores

Stand No. 1951196, Chimwemwe Street
Ms Jean Malwa
260 977 336 049

Son Enterprise

Plot No. 2021, Kazungula Market
Mr Sonkhani Phiri
260 977 997 089

Teluchi General Dealers

Shop No. 04, Ellaine Brittel Market
Ms Grace Nkosha
260 976 074 461


Affluence General Dealers

House No. 2977
Mr Goodson Chungu
260 955 102 466

Chisinsi Enterprises

Plot No. 01, Ibenga Trading Area
Mr Emmanuel Phiri
260 979 501 452

Dorason General Dealers

Plot No. 234, Section 3 Roan township,
Mr Lwason Pungwa
260 964 117 577

Ibenga General Dealers

Plot No. 12, Ibenga, Mpongwe
Mr Mathews Mwamba
26097 6750071

Njelela Gen dealers

House No. 46M, Newtown
Joyce Ngambi

Vakechi General Dealers

Shop No. 02, Fisenge Market
Ms Nyembezi Banda
260 977 774 505


Amaris Investments Limited

Chawama Mall, Along Chifundo Road, Next to Embassy Mall, Chawama
Mr Chiti Chris Katongo
260 977 856 614

Answers Enterprises

Shop No. 1, Chilumbulu Road, Kamwala Market
Mr Mubanga
260 966 128 295

Betternow Family Limited

Stand No. 11360/7428, Kaunda Square Stage 2
Ms Nkoma
260 977 301 925

Braaibites T/A MoniHuB

Plot No. 3034, Mosi-Otunya Road, Woodlands Stadium
Ms Mubanga Chilufya
260 966 993 399

Cactus Financial Services Limited

Shop No. 1, Nkwazi House, Cairo Road
Mr Jasper Phiri
260 978 191 871

Chaangu Investments Limited

Office No. 204 & 216, Woodgate House, Cairo Road
Mrs Angela Chisanga
260 977 430 483

Chek Ma Fut Works

Plot No. 257, Burma Road, Libala Stage 1
Ms Mampi Siame
260 950 231 923

Chikosa Procurements

Plot No. 8985, Kafue Road
Mrs Mailesi gondwe
260 977 775 001

CKK The Great General

Stand No. 13, Mikango Market, Mikango Barracks
Mr Kelvin Chinwamufuba
260 968 257 056

Cubo Analytics Limited

Plot 17122, Chila Road, Sunningdale, Next to Petroda Filling Station,
Mrs Annie
260 950 003 031

Damum Enterprises

Plot No. 40, Kubu Road
Mr Darius Mwaba
260 977 504 501

Davonia Food Vend

Plot No. 6955, Haile Selassie Avenue, Longacres
Mr David Mwale
260 978 101 619

EKXA Investments

Shop No. 232, Soweto Market
Mr Mandandi
260 966 894 987

Extreme-Track Zambia

Plot No. 28, Omelo Mumba Road
Mr Jack Mwansa
260 977 743 698

Fabecky Suppliers

Plot No. 6093, Manchinchi, Northmead
Ms Rabecca Besa
260 964 347 469

Fine Transaction Multi Services

Shop No. 1225, New Kanyama
Mr Aaron Silavwe
260 976 626 012

Glaz Lux General Dealers

Plot No. 5564, Jack Compound Round About
Ms Gladys Mwansa
260 978 254 000

Icomos Consolidated

Plot No. 8, Enock Kavu Road Off Addis Ababa, Rhodespark
Mr Paul Kaluba
260 972 228 456

Icon Technologies Limited

Plot No. 6734, Nasser Road Shakes Pear
Mrs Shupe Ngulube Zimba
260 976 935 909

IzyPay Transact System

Shop 105, Freedom Way Northend
Mr Jester Kakoma
260 978 159 227

Jumweka Enterprises

Stand 7432, Cha Cha Cha Road
Ms Judith Mwenya
260 976 205 473

Kaozya Investment Limited

Plot No. 12681/M, Hillview Park, Chalala, Lusaka Apex MU, Kasama Road
Mr Twavula Simutowe
260 978 056 018

Kayachi Enterprise

Shop No. 2, SWT Complex, Kasama Road
Mr Chimfwembe Chisashi
260 973 922 222

KBL Enterprises

Plot 41/01 B Market, Kaunda Square Stage 1
Lucky Bwalya
260 979 882 986

Lakela Business Solutions

Shop No. 01, Kamwala South Shops, ASAFAM Complex Area Shops
Mr Lasty Mwiinga
260 977 801 395

Lawsongwe General Dealers

Plot No. 528/27, Mungwi Road
Mr John Songwe

Linked Focus Enterprises

Plot No. 17919, Along Kasangula Road near bombay drainage
Mr Alfred Phiri

Lubanji Luwi Investments Ltd

Plot No. 10942/55, Kuomboka Road, Makeni east
Mr Evans Kabwita

Lusaka Maputo Transporters

Plot No. 1969, Lusaka West
Mr Godfrey Sakala
260 977527210

Mawi Djay General Dealers

Katungu Building, Libala
Ms Fatoumata
260 977 582 346

Mcdonovan Multifari

Plot No. A470, Mtendere
Ms Bwalya Ngoma
260 976 162 712

Moonlight Electronics

Plot No. 459, Salama Park
Mr Youlden Jau Banda
260 971 431 111

Muukantha Business Solutions

Plot No. 26327, Off Kasama Road, Nyumba Yanga Market
Mr Munsaka
260 976 277 271

Normgan Enterprise

Plot No. 231, Chawama
Mr Morgan Mwape
260 977 862 759

Nyenyezi Investments Limited

Plot No. 475, Los Angeles Road, Kanyama
Mr Nkhoma

Ordinary People Enterprise

Plot No. 1010, Libala South Off Ring Road
Mr Godfrey K Chinunda
260 979 725 153

PerfectLink Bureau De Change Limited

Shop No. 57, Woodlands Stadium Mall
Mr George Chingwe
260 955 766 787

Sales Link Agency Limited

Plot No. 24786, Off Kasama Road
Lusaka Mr Kelvin Sukuni
26096 6750071

Spar Supermarket

Chawama, Chifundo Market Area
Mr Vipoor
260 971 775 443

Springfield Express

Shop No. 2, Phernsway Complex, Chilenje
Mr Boaz Phiri
260 972 161 444

Stenkha General Dealers

Shop 310, Mtendere Main Market
Mr Steven Nkhata
260 977 888 572

Stevmule Investment

Plot F/32A/E/2/E5, Off Kalimba Road, Obama
Mr Stephen Mbewe
260 961 931 498

Swipespot Solutions

Plot No. 43504, Kasama Road, Chalala
Mr Whitson Wamundila
260 967 819 836

Tama Investments Ltd

Plot No. 6068, Chitemene Road, Northmead
Mr Keeba
260 977 774 715

Taonga Butchery

Plot No. 224, Hellen Kaunda
Mr William Daka
260 964 804 365

Tilumbege Enterprises

Shop No. 149, Northmead Market
Ms Ireen Phiri
260 971 086 276

U Fuel Zambia Limited

Plot No. 34437, 15 Miles, Great North Road, U-Fuel Filling Station
Ms Mwenya
260 962 190 674

Ubushiku Bumo General Dealers

Plot No. 11306, Zingalume
Mr Daniel Mwewa
260 950 770 020

Verge Zambia Limited

Office Suite No. 139, First Floor, South Wing Building, Central Park
Mr Nkole Ntalasha
260 977 668 062

Yes Capital Limited

Shop No. 38, Off Mosi-aoTunya, Woodlands Stadium
Mr Joseph Bnada
260 977 684 444

Ze Mpunduz General Dealers

Flat No. 6, Villa Elizabeth
Mr Chinyata Kasongo
260 977 707 787

ZOZO Twenty Four Resturant & Take Away

Plot 25, 7th Street (Maunda), Kabwata Estates
Mrs Mirriam Mwanza
260 955 824 455


Reeba General Dealers

Shop B24
Mr J Chileshe
260 973 848 479


C & C World Trade

Plot No. 157, President Avenue
Mr Frank Chola
260 967 867 408


Annimwa General Dealers

1 Nakambala Market
Ms Annie Mwanza
260 978 088 645

I am Grafix and Advertising Solutions Ltd

1246 Westvilla
Mr John Divunda
260 977 828 907

Kanyanta Shopping Centre

Stand No. 116, Main Market, Monze
Mr Authur M Malimwipi
260 977 542 439

Laztech General Dealers

Plot 510, Town Cetre
Mr Lazarous Singogo
260 963 156 523

Mukatatech General Dealers

Plot No. MH58, Mulonga Extension
Mr Mwangala Mukata
260 976 496 328

Nzalewi General Dealers

Plot No. 90, Nakambala
Mr Lewis Phiri
260 955 277 552

Patriy General Dealers

Plot 61, Nakambala Market
Mr Clement Chileshe
260 979 835 964

Rahnard Agro Suppliers

Plot No. 873A/48
Mr Bernard Mulenga
260 977 195 987

Three Girls Enterprises

Plot No. MC 62, Changa Changa
Mr Mulubwa Ngosa
260 963 553 302

Twalibanji Agro Dealers

Plot 3 Malabo, Chikankata
Mr Obrian Hang'andu
260 977 824 741


Bavika General Dealers

Shop No. 186B, President Avenue
Mrs Virginia Kamwi
260 977 351 146
260 968 634 886


Global Cedar Investments Limited

Plot No. 34, Chengelo
Mr Nelson Phiri
260 977 225 422

Kabs Enterprise Plot No. 602, Independence Avenue

Ms Priscilla Kapalu
260 968 265 774

Melekel Enterprise

Plot 51, New Masansa Market
Mr Meleki
260 969 681 516


Willie Internet Café

Plot No. 611, Independence Avenue
Mr Willie Mashewani
260 967 404 265


Exodus Business Centre

Plot No. 1235, Independence Avenue
Mr Jean M V Mulindahabi
260 964 141 081

Katunjila Enterprises

1 Truckers Building, Livingstone Road Town Centre
Dr Muchiso
260 962 480 620

Sustainable Rural Development

Plot No. 06 Livingstone Road Maunungu
Mr Philip Nsakilwa
260 978 300 556


Alaam General Dealer

Plot No. 3457, Mpika Boma, Musakanya Kombe Drive
Mr Augustine Chimpali
260 966 804 002

G.M. Trading and Construction

Plot No. 5728, Great North Road
Mr George Mwape
260 966 804 002


Rongo Rongo

Plot No. KM 12 A Kamirenda, Mpongwe Market
Mr Ngowani
260 966 273 260


Db Cash And Carry

Plot No. 254, Buntungwa Street, Town Area
Dominic Bunda
260 967 183 991

Pieri Trucking

Plot No. 1267/68
Andrew Pieri
260 966 997 100


Ndakeni General Dealers

Plot 1891, Mbabbe Shopping Mall Complex, Central Business Town
Mr Francis Ndakeni
260 971 096 247
260 977 975 053


Nakonde Progress Grocery & General Dealers

Shop No. 10, Mukoma Extension
Mr Collins Mwamba
260 979 435 223

Zawadi Cargo and Logistics Limited

Town Centre, PO BOX 430102
Mr Gift Munthali
260 979 678 079


Freetime Phiri And Sons

Plot No. 3, Off Namwala Main Road, Town Centre
Mr Thomas Phiri
260 977 861 327
260 966 134 343


Capmalu Agro General Dealers

Plot No. 5173/4 Mushili, Ndola Skyway
Martha Msidi
260 977 707 166

Kamiza Fashions Limited

Plot 227, Buteko Avenue
Mr Aaron Nkhata
260 977 199 264

Variety Procuments Services

1201/25204 Chishikubili Cresent, Mushili
Mr Harry Mazunda
260 966 949 606


Rijay Trading Limte

Plot No. 668, Alick Maponda Road, Old Hospital Road, Behind Main Market
Mr Jacob Mwale
260 977 771 825


Judo General Dealers Limited

Stand No. B/C 251, New Market, Town Centre
Mr Justin Tembo
260 966 362 898

Khulani Agencies Co
Plot 078, Behind Indian Shops

Mr Zilekeni Mbazima
260 979 487 111

Tapokela Enterprise

Plot 2659, Opposite Boma Lodge, Town Centre
Brian Moyo
260 972 435 334

Timing Pub Twenty Four

1 Ukwimi B, Off Sonja Road
Mr Barrick Miti
260 976 643 139
260 955 430 938


Abkema Technology

Ibobelo Road, Nganswa, Serenje Town Centre
Abraham Kenneth Malilo
260 977 206 344


Fedaku Enterprise

Shop No. 2, Governmemt Road, Siavonga Main Market
Mr Festo Mwanza
260 978 386 672

Lake Safari Lodge

Plot 230 Simamba Road
Mr Maurice John Diamond
260 968 400 543
260 966 176 015


Quick and Pick Super Market

Plot No 04, Great East Road, Nyati
Mrs Alloo
260 965 975 190


Awesome Executive Lodge

Plot No. 02, Shileda Road
Mr Rapheal Mukanshi
260 968 624 949

Tepaka Enterprises

SRD2 No. 21, Lumwana Township
Ms Ann Kalwazhi
260 963 701 763


C & A Fish Centre

Main Bus Station
Mr Fred Chibulu
260 977 476 646

Kanjess Enterprises

2 Old Market Area, Hospital Road
Mr Kanchaha Shampaya
260 955 567 518

Mwata Agro Solution

Shop 16, Coppers Corner Business Park
Mr John Nswanamuni
260 967 039 620


Penga Ubone Enterpr

Plot No. 19, Lusaka Road
Mr Fred Kasungu
260 977 745 405


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Acceptance of terms of this agreement

This website is made available to you by us conditional upon your acceptance, without modification, of the terms of this agreement.

Your access to and use of this website constitutes your agreement to and acceptance of this agreement. If you do not agree with any provision contained in this agreement, please do not use this website.

No term or provision contained in this agreement is to be interpreted or construed so as to exclude any rights granted by Chapter VII of the Electronic Communications and Transactions Act 25 of 2002 to any natural person who enters or intends entering into an electronic transaction with us on this website.

We may amend this agreement from time to time

We reserve the right, in our sole discretion, to amend (including without limitation, by the addition of new terms and conditions) this agreement at any time and from time to time without notice to you.

Any such amendments shall come into effect immediately and automatically. You agree to review this agreement whenever you visit the website for any such amendments.

Links to third-party websites

For your convenience, this website may contain links to other websites belonging to or operated by third parties ('third-party websites'). By making the hyperlinks available we are not endorsing third party websites, their content, products or services they offer or the owners of these third party websites.

It is your responsibility to ensure that you obtain all information relevant to making a decision and that you read the privacy and security policy on such third party websites. We have no control over such third party websites and will not be liable for any loss or damage you suffer, whether directly or indirectly, as a result of your use of third party websites.

You agree that where you access third party websites, you do so entirely at your own risk.

Different services offered via this website

The various products and services ('services') we offer on different parts of this website or through associated websites may be subject to additional terms and conditions or their own agreements called 'service terms' and your use of those services will also be subject to the service terms governing those relevant services.

In the event of conflict between this agreement and the service terms, the provisions of the service terms will prevail to the extent of such conflict.

You might have to apply to become a registered user of such services, which application may be accepted or rejected at our sole discretion.

Fees + applications

Your acquisition of and/or use of services offered on this website may be subject to fees and charges described in this website (which fees and charges are incorporated into this agreement) based on the type of transactions you perform. You hereby authorise us to charge such fees and charges to you by way of your chosen bank account.

You can find details of these fees and charges as follows:
Online: FNB Pricing Guide: 1 July 2016 to 30 June 2017

Application for products and services via this website

Any application submitted for products and services via this website does not constitute any guarantee that what is being applied for will be granted.

An auto-response to your application shall not be construed as formal approval of your application. It is only once you are expressly notified of approval by us that you will have been approved for the particular product or service for which you applied.

Nature and purpose of the information on the website

We provide various kinds of information and tools ('information') on the website about us, our products and services, First National Bank, FirstRand Bank Limited, its subsidiaries, the economy and the financial markets including local and international business news, share prices and interest rates. This information is only meant to serve as a guideline and you should not place any reliance thereon without verifying the information. You acknowledge that any reliance upon any such information shall be at your sole risk.

As this information changes regularly, you accept that the information is only an estimate or projection and in some cases a snapshot of constantly changing information or values. All share prices, interest rates, news, market information or data on the website are delayed unless otherwise stated. We may rely on other parties to provide information to us via live information feeds, which we publish on the website.

We have no control over this information and cannot warrant that it is accurate, appropriate or correct. In addition, live information feeds are delayed and you will need to select the 'refresh' or similar page update function on your Internet browser to ensure that the information you are viewing is the most current available on the website.

Unless expressly stated otherwise, none of the information on the website must be treated as:

  • an offer. It is merely as an invitation to do business with us; or
  • an official opinion or financial, legal, investment or professional advice of any kind. You must consult a professional advisor before you rely on any information that is published on or accessible via this website or on the results of any calculators provided on the website.

Your privacy and security

We are committed to keeping your personal or private information confidential and secure. Please read our Privacy Policy , the terms of which are incorporated into this agreement and the information in our Security Centre.

Using content from our website

The content on this website, including all registered and unregistered trade marks, constitutes our intellectual property rights or intellectual property of third parties which are licensed to, used and/or held (whether or not currently) by us. You may not copy, reproduce, display or use any intellectual property in any manner whatsoever without our prior written permission and nothing contained on this website should be construed as granting any licence or right of use of any intellectual property. This website is Copyright © 2008, FirstRand Bank Limited. All rights reserved.

You may not establish a hyperlink, frame, meta-tag or similar reference, whether electronically or otherwise ('linking') to this website or any other subsidiary pages without our prior written consent, which consent is at our sole discretion. You may apply to establish such a link by submitting your request to In the event that you have not heard from us within 5 (five) working days, please consider your request as having been rejected.

We will act on instructions that appear to have been sent by you

Use of the website means that we do not have personal interaction with you. Unless you notify us prior to us giving effect to an instruction submitted by you on the website, you authorise us and acknowledge that we shall rely on and perform all instructions that appear to originate from you.

Sending and processing your instructions

Unless you have entered into a specific online service agreement with us (such as Internet Banking), you are not entitled to send instructions to us by email or via the website. Subject to the aforementioned, your instructions to us sent via the website will be subject to the same turn-around times, if any, that apply to instructions received otherwise than through the website. You will not hold us liable if you execute the same instruction more than once and neither instruction will be reversible.

An instruction, application form or message is deemed to be received by us only once we have confirmed we have received it, or responded thereto, whichever is the earlier. If we fail to confirm receipt of your instruction, application form or message, do not re-send it before contacting your personal banker, branch or the call centre. The initial instruction, application or message may still be processed and re-sending it may lead to a duplication of the transaction for which we will not be held liable.

Use of software and hardware

You should only use the most up-to-date Internet browser to access the website and our online services, provided that where we specify hardware or software requirements on the website, only such specified hardware of software may be used. See our site settings requirements for more information. Your failure to do this may result in a security risk to you and/or cause some or all of the functionality of the website or online service not to operate properly or at all.

Software, if any, made available for download on or via the website may be governed by licence conditions that establish a legal relationship with the licensor. You are solely responsible for identifying and familiarising yourself with and agreeing such terms and conditions which will govern your relationship with such third party licensor.

You agree that we shall not be responsible or liable for any damage, damages or loss caused or alleged to be caused by or in connection with your interaction, correspondence or business dealings with such third party licensor and further, you indemnify us against any breach by you of these licence conditions. We give no warranty and make no representation, whether expressly or implied, as to the quality or fitness for purpose of such software. You acknowledge that such third party is not our agent.


While we have taken care to ensure that the content on this website is accurate, this website and the services accessible on or via this website are provided 'as is' and your use of and reliance on the information on this website and the online services is entirely at your own risk.

We do not represent or warrant that the website, any tools (such as calculators), software, advice, opinion, statement, information, content or online services will be error-free or will meet any particular criteria of accuracy, completeness, reliability, performance or quality. You acknowledge that any reliance upon any such tools, software, advice, opinion, statement or information shall be at your sole risk. We reserve the right, in our sole discretion, to correct any errors or omissions in any portion of this website. To the fullest extent permissible by law, we expressly disclaim all (express and implied) warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, compatibility, security and accuracy. While we take all reasonable precautions to prevent this, we do not warrant that the website or any software available for download via the website is free of viruses or destructive code.

We and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants or employees (in whose favour this constitutes a stipulation for the benefit of another) shall not be liable for and you hereby indemnify us and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants or employees (in whose favour this constitutes a stipulation for the benefit of another) against any direct, indirect, special, incidental, consequential or punitive damages or loss of any kind whatsoever or howsoever caused (whether arising under contract, delict or otherwise and whether the loss was actually foreseen or reasonably foreseeable) arising out of your use of this website or the online services or the information contained on this website or your inability to use this website or the online services.

Without derogating from the generality of the above, we will not be liable for:

  • any interruption, malfunction, downtime or other failure of the website or online services, our system, databases or any of its components, for reasons beyond our control;
  • any loss or damage with regard to customer data or other data directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems; programming defects;
  • any loss or damage with regard to customer data or other data directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems; programming defects or negligence on our part;
  • any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities;
  • any event over which we have no direct control.

Code of Banking Practice

We subscribe to the Code of Banking Practice (COBP) which will apply to our relationship with our customers who fall within the ambit of the Code. Read more about the COBP.

Submitting a complaint to us

If you wish to lodge a complaint, please notify us in writing of this by completing our feedback form.

We will provide you with a reference number as soon as possible after we receive your feedback form.

We will send you an acknowledgement within 3 business days of receipt of your complaint to the contact details you have provided. We will let you know what the status of the investigation of your complaint is within 14 business days and we will give you an estimated time limit for the complaint to be finalised by us.

Disputes which cannot be resolved

If we cannot resolve your complaint within a reasonable time you are free to lodge a formal complaint at the office of the Banking Ombudsman, provided that your complaint falls within the jurisdiction of the Banking Ombudsman. For more information on how this process works, please visit:

Information required to be disclosed by law

You may be entitled to certain information in terms of the Code of Banking Practice and legislation such as the Electronic Communications and Transactions Act 25 of 2002 and the Financial Advisory Intermediary Services Act 37 of 2002. Because different information applies to different products and services we cannot place all of this information in the same place. This information will be provided to you in different places throughout the website.

Modification, suspension or termination

We may, without notice, modify, suspend or discontinue the website; impose limits or conditions on the right to certain online services, features or functions; or restrict your access to parts of, or all of the services on the website.

Availability of the website

This website may be unavailable from time to time due to routine maintenance or emergency repairs or because of the unavailability of any electricity, telecommunication system or networks. For the duration of such unavailability you must use our other available banking channels.


A certificate signed by us or the administrator responsible for the website or part of the website, will constitute prima facie proof of the operation or functionality of any online service or part thereof and the contents of any information displayed on the website on a given date; the date of publication and content of the current version and all previous versions of this agreement, our privacy and security policy or the relevant service terms which govern an online service.

Monitoring of communications

You expressly give your consent for us to monitor your internet and e-mail traffic on our website. You acknowledge that we monitor internet and e-mail traffic on the website primarily to ensure that users and consumers are not acting illegally, unlawfully or in breach of this agreement and:

  • to maintain the integrity and security of our website and information technology systems;
  • to investigate and detect any unauthorised use of our website and information technology systems; and
  • as an inherent part of and to secure the effective operation of our website and information technology systems.

The law governing our relationship

This website is hosted, controlled and operated from the Republic of Zambia. This agreement and our Privacy and Security Policies are governed and must be construed and interpreted in accordance with the laws of the Republic of Zambia. You consent to the jurisdiction of the Zambian courts for any dispute which may arise out of or in connection with this agreement.

Address for legal services

All legal notices relating to products must be delivered as provided for in the product agreements. Where such address is not specified, such notices must be sent to our Registered Office. We may send you legal notices to any of the addresses you have specified on any of your application/registration forms with us or at the address you actually work or live.

Full legal age

In using the website you represent and warrant that you are of full legal age, are emancipated or have your guardian's consent and assistance and have the required legal capacity to enter into and be bound by this agreement or any other product agreement regarding your use of the website

General provisions

Clause headings in this agreement are provided for convenience and ease of reference only and will not be used to interpret, modify or amplify the terms of the conditions.

Where any dates or times need to be calculated in terms of this agreement, the international standard time: GMT plus two hours shall be used.

The 'cooling-off' rights, as set out in section 44 of the Electronic Communications and Transactions Act 2002, do not apply to any financial services or transactions conducted by way of Internet banking. No indulgence, extension of time, waiver or relaxation of any of the provisions or terms of this agreement which we may show, grant or allow you or failure or delay by us to exercise any of our rights will operate as an estoppel against us or constitute a waiver of any such right. We shall not thereby be prejudiced or stopped from exercising any of our rights against you which may have arisen in the past or which might arise in the future. If any of these terms, conditions or provisions are held to be illegal, invalid, unlawful or unenforceable, the term, condition or provision will be ineffective to the extent of such prohibition or unenforceability and shall be treated as if it were not written and deleted from this agreement without invalidating the remaining terms, conditions and provisions of this agreement.